San Diego Earthquake Insurance
Curious as to how you can find the best discount earthquake insurance? Your Good Insurance has several top-notch carriers that specialize in writing discount San Diego earthquake insurance for homeowners.
Rates for earthquake insurance vary depending on your zip code, insured value, home construction type, year your home was built, number of stories in your home, the deductible you choose, amount of personal property covered and more. The formula is quite complex, this is why you need a trusted insurance agent to walk you through the entire discovery finding process.
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As a broker we will price this with up to 30 carriers to get you the absolute best price.
Your Good Insurance will take ample time to help make the right decision. We can write your San Diego Earthquake insurance through the California Earthquake Authority (CEA) or several other top carriers that offer the most competitive earthquake insurance rates in North San Diego County and the State of California.
There are often two choices of earthquake insurance for those living in San Diego, California. They include Standard San Diego Earthquake Insurance, which includes a deductible of 15%. The second option is Preferred San Diego Earthquake Insurance, with a deductible of 10%. When rates are close, most people choose Preferred San Diego Earthquake insurance for the best coverage possible. In San Diego we write earthquake insurance in the following zip codes92127, 92128, 92129, 92130, 92121, 92126, 92131, 92122, 92117, 92111, 92101, 92106, 92133, 92124, 92120, 92119, 92109, 92110, 92108, 92116, 92115, 92107, 92103, 92104, 92105, 92102, 92113, 92114, 92139, and more.
Call 800-889-9242 for a quote or e-mail layne@yourgoodinsurance.com to find an earthquake insurance policy to best meet your needs!
Below is a Zone Chart for Encinitas Earthquake Zones
Should I buy earthquake insurance? According to the CEA, there are no risk-free zones in California. The unpredictable nature of earthquakes makes them almost impossible to forecast, with regard to day and time. This is why it is better to be safe than sorry when it comes to purchasing earthquake insurance. The good news in San Diego, California is that most homes are not in the highest risk category, thus rates can possibly be as low as $200-$300. This makes sense when you consider the value of your personal property and the overall costs structural damage can cost to repair.
When considering earthquake insurance, you also may want to take a look at how much equity you have in your home. The more equity you have, the more vital it is to buy earthquake insurance. Your home is most likely one of your most prized investments, thus you should secure your investment at all costs!
Your Good Insurance would like to help you make an educated decision surrounding earthquake insurance. Call 800-889-9242 for a quote or e-mail layne@yourgoodinsurance.com
to set up an appointment and/or for a free quote! The Your Good Insurance team will help guide you through the process and always provide you with best-in-class service!
Helpful California Earthquake & Emergency Resources City of San Diego http://www.sandiego.gov/Latest California Earthquake Activity http://earthquake.usgs.gov/earthquakes/recenteqscanv/Homeowners Guide to Earthquake Safety/ http://www.seismic.ca.gov/pub/CSSC_2005-01_HOG.pdf Earthquake Emergency Readiness Checklist http://www.oes.ca.gov/CEPM2003.nsf/htmlmedia/checklist.pdf/$file/checklist.pdf
