Mira Mesa Home Insurance
Near Brush & Wildfire Areas
Throughout Mira Mesa, California in San Diego, there are several canyon areas in which homes are susceptible to brush fires. So you may be wondering, how do I get low cost homeowners insurance, even if I’m in a high brush risk area of Mira Mesa? It may not feel like it, but you have options!
When you live in a wildfire risk area in Mira Mesa we’ll always check first with our standard insurance companies to see if you can get you a regular homeowners insurance policy, but sometimes that’s not an option.
This is when we’ll look into getting you a CA Fair Plan policy which will cover you in the event of a wildfire.
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As a broker we’ll price this with up to 30 carriers to get you the absolute best price.
California Fair Plan policies are usually accompanied by a companion Difference in Conditions (DIC) policy. The DIC policy will cover your home for the rest of the usual perils (Liability, Theft, Sudden and Accidental Discharge of Water, etc). The two policies together make a comprehensive homeowners insurance policy.
If no insurance carrier will offer your home coverage because of wildfire/brush risk or you’re being asked to pay $5,000+ for your policy it’s time to speak to a wildfire insurance expert at Your Good Insurance Agency.
Fill out the form or call into the office to speak with one of our experts today. We’re specialized at getting you the best rate possible when you live in a high brush zone or wildfire risk area in Mira Mesa.
We always make sure we get you every discount we can for Mira Mesa Discount home insurance in 92126. Call Your Good Insurance at 800-889-9242 for more detailed information.
The following are some of the discounts we can add to your homeowners’ insurance policy: Mira Mesa Homeowners Associations, Mira Mesa Fire Alarms, Mira Mesa Gated Communities, Mira Mesa Retirement Communities and Mira Mesa New Home Purchase
Mira Mesa Fire Department http://www.sandiego.gov/fire/ Fire-Rescue Headquarters 1010 Second Avenue #400
San Diego, CA 92101
Most Recent San Diego County Fires
On October 14, 2010 the Juliet Fire at Camp Pendleton burned more than 4,000 acres and forced thousands of residents to be evacuated from their San Diego homes. Mandatory evacuations included neighborhoods on the east end of Sleeping Indian including Camino Baja Cerro, Hidden Valley, Indian Trail and Wilshire. San Diego officials utilized a reverse 911 telephone system to notify threatened areas. While no homes were burned, the fire was a reminder of how quickly a fire can spread and important brush fire insurance is for San Diego county families.