Del Mar Home Insurance Near Brush & Wildfire Areas

Throughout Del Mar, California including zip codes 92008, 92009, 92010, 92011, 92013, and 92018 in Northern San Diego, there are several areas in which homes are susceptible to brush fires. So you may be wondering, how do I get low cost homeowners insurance, even if I’m in a high brush risk area of Del Mar? It may not feel like it, but you have options!

When you live in a wildfire risk area in Del Mar we’ll always check first with our standard insurance companies to see if you can get you a regular homeowners insurance policy, but sometimes that’s not an option. 

This is when we’ll look into getting you a CA Fair Plan policy which will cover you in the event of a wildfire. 

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As a broker we’ll price this with up to 30 carriers to get you the absolute best price.

California Fair Plan policies are usually accompanied by a companion Difference in Conditions (DIC) policy. The DIC policy will cover your home for the rest of the usual perils (Liability, Theft, Sudden and Accidental Discharge of Water, etc). The two policies together make a comprehensive homeowners insurance policy.

If no insurance carrier will offer your home coverage because of wildfire/brush risk or you’re being asked to pay $5,000+ for your policy it’s time to speak to a wildfire insurance expert at Your Good Insurance Agency.

Fill out the form or call into the office to speak with one of our experts today. We’re specialized at getting you the best rate possible when you live in a high brush zone or wildfire risk area in Chula Vista.

We always make sure we get you every discount we can for Del Mar Discount home insurance in92014. Call Your Good Insurance at 800-889-9242 for more detailed information.

California Fair Plan Policy (DP1) + Difference in Condition policy (DIC) = complete homeowners insurance policy

The following are some of the discounts we can add to your homeowners’ insurance policy: Del Mar Homeowners Associations, Del Mar Fire Alarms, Del Mar Gated Communities, Del Mar Retirement Communities and Del Mar New Home Purchase

Del Mar Fire Department 2200 Jimmy Durante Blvd
Del Mar, CA 92014

Del Mar Neighborhoods Del Mar Heights and Stratford Court
Most Recent San Diego County FiresOn October 14, 2010 the Juliet Fire at Camp Pendleton burned more than 4,000 acres and forced thousands of residents to be evacuated from their San Diego homes. Mandatory evacuations included neighborhoods on the east end of Sleeping Indian including Camino Baja Cerro, Hidden Valley, Indian Trail and Wilshire. San Diego officials utilized a reverse 911 telephone system to notify threatened areas. While no homes were burned, the fire was a reminder of how quickly a fire can spread and important brush fire insurance is for San Diego county families.