Del Mar Condo Insurance
What is Del Mar Condo Insurance and why do I need it? This is an excellent question in today’s unpredictable world. It used to be that banks left that decision in your hands, however about two years ago Fannie Mae began requiring HO-6 Condo Insurance for most loans.
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Items covered in an HO-6 policy can include:
Personal Liability Coverage is the part of condo insurance that covers you when a friend, family member or acquaintance slips and falls and his hurt on your property. Depending on the limit of your insurance, you will be covered up to a certain dollar amount for bodily injury.
Accidental Flooding Coverage helps you in the case that a pipe breaks within your condo, a neighbors’ condo or somewhere on the property. This isn’t the same thing as flood Insurance in the case of a catastrophe. You will have to purchase a separate policy for flood insurance.
Loss of Use covers you in the case that your property needs to be repaired and you are unable to live there during the process. Loss of Use pays for you to live in another location while your Del Mar Condo is being repaired. Many Americans have learned the hard way how long repairs can take as result of structural damage, thus Loss of Use coverage can be a huge benefit to condo owners.
How Your Good Insurance Can Get You Low Cost/Discount Insurance Your Good Insurance can help you gain the best pricing on insurance in the industry! We work closely with our clients to provide best-in-class service on their Del Mar Condo Insurance, Del Mar Auto Insurance Policies, Del Mar Earthquake Insurance, and more. Give us a call and we will educate you while helping you save time and money. In Del Mar we write insurance in the following zip codes 92014.